It is July and HOT out.  I know it is only in the low 90's here but still.  That is hot enough for me.  I do not like being hot.  In my opinion, you can only take off so much and you are still hot.  You can put on as much as you want to get warm when it is cold.

It is the same way with our salvation.  To get warm in the cold spiritual times (life struggles), all you need do is put on the full armour of God.  If you are in the hot spiritual times (everything going fine and dandy) you cannot take anything else off but are more susceptible to sin.

Hell is going to be hot hot hot!

So if you can't take the heat, stay out of sin!  Cool off with a good dosing of the Word and Prayer!