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Deatra Pointer
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Lender is a servant to the borrower?
3 stars|8 comments|July 17, 2007|940 reads
 

Okay a friend called me with this dilema, tell me what you think.  A Brother or Sister in the Lord borrows money from you (again).  They not only give you one excuse, they give you three different excuses as to why they haven't paid with a promise (each time) to do so in the near future.  This has happened more than twice.  Would you have loaned them money again in the first place?  What do you do at this point?  This friend based their actions on the scripture which says that we are not to withhold good when its in our power to give it.  Whhhhhaaaat cha' think?

 
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Shellie Polk
 Shellie Polk
July 17, 2007
The Lord also tells us to be a good steward with what He has entrusted to us.  Did this friend pray and ask the Lord if they should or should not lend the money? 

In His Service,
Rev. Shellie Polk
Deatra Pointer
 Deatra Pointer
July 17, 2007
No Shellie, She said yes because the person seemed distraught.
Shellie Polk
 Shellie Polk
July 17, 2007
Dunazdee,

I have learned the hard way to ALWAYS ASK HIM what we should do.  When we don't we may be cracking a window for the enemy to jump through.  Look at your friend, she is hurt, angry, feeling guilty...  This definitely doesn't sound like it is from the Lord.  When He has you to give, you feel good and the person receiving feels good that God is Soooooooooo Good!!!!

Shellie
Valerie Williams
 Valerie Williams
July 18, 2007

In the past, both relatives and friends have asked to borrow money from me and have never paid me back, so after much frustration, I prayed about it and this is what I do now when anyone asks for money:  If I have it, I GIVE it to them outright as a gift.  That way, I don't worry about them paying me back, them avoiding me, giving me countless explanations on why they haven't paid me back yet, and hear all the empty promises to pay...  To me it is a blessing to be able to give because that means God has given me abundantly so that I am able to do it.

Wilson Morales
 Wilson Morales
July 18, 2007
I highly recommend the book by Dave Ramsey, "Total Money Makeover." One of his premises is that you should not lend money... it destroys relationships! Hence, give it away and be clear that you did so because of God's blessing.  Nonetheless, this is not to become an "entitlement" program where one gives money continuously to a poor manager of resources.  Check it out... www.mytotalmoneymakeover.com

Pastor W.
JJ
 JJ
August 01, 2007
I agree totally with Val and Pastor W.

I would also add that in this case it sounds like you should define what help is...

Is giving them money helping? Or would teaching them sound financial principles be helping them?  In other words is it better to give them a fish or teach them to fish for themsleves?

I would suggest (if you can afford it) to let them know that you will give them the money, on the condition that they go through the Finanical Peace University - Thought by Dave Ramsey on 13 different DVDs (check the website Pastor W sited above), and tell them that you will pay for them to go through the class (about $100), but they have to graduate and apply the principles if they want to recieve your last and final gift to them. This way you know that you have provided them with all of the information they need to be financially responsible. If they mess up again... well you did the best you could and they are on their own. 
Cheers and God Bless